LostChurn's AI retries each card at the optimal moment and sends personalized recovery emails — recovering 65%+ of failed payments automatically.
Get started in minutes and let AI handle the rest
Connect your payment processor (Stripe, PayPal, etc.) in one click. No code, no hassle.
AI automatically detects and classifies failed payments using 50+ decline code patterns.
Smart retries and personalized dunning emails recover revenue automatically — no manual work needed.
0-0%
of MRR lost to failed payments (Source: Recurly Research, 2024)
0%
of recovery emails go unopened (Source: ProfitWell, 2024)
0hrs
average time to first retry attempt (Source: Stripe Billing Data, 2024)
Lost annually to failed payments industry-wide (Source: Visa Global Commerce Report, 2024)
Of churn is involuntary — and preventable (Source: ProfitWell, 2024)
Decline codes turned into recovery playbooks
Real-time payment monitoring — instant failure detection
A complete toolkit for failed payment recovery, from intelligent retries to multi-channel dunning.
Recover 65%+ of failed payments automatically
ML-optimized retry timing based on decline codes, paydays, and issuer patterns. Not just exponential backoff.
2-3x higher open rates vs. generic dunning
AI-powered recovery emails that match your brand voice with customer-specific messaging and multi-step sequences.
Instant visibility — no waiting for batch reports
Live analytics powered by SpacetimeDB. See retries, recoveries, and revenue as they happen.
do_not_honorinsufficient_fundscard_declinedStop wasting retries on unrecoverable charges
50+ decline codes classified with AI-powered explanations and optimal recovery strategies.
Prevent 20-30% of payment failures before they happen
Proactive notifications before cards expire, reducing involuntary churn before it starts.
Save 10+ hours/week on manual follow-ups
Visual drag-and-drop campaign builder with A/B testing, quiet hours, and multi-channel orchestration.
Webhook received and verified at the edge in real time
Matched against 50+ codes with category and strategy assigned
Smart scoring determines optimal retry timing or dunning sequence
Retry fires at the right moment, or AI writes a personalized recovery email
Webhook received and verified at the edge in real time
Matched against 50+ codes with category and strategy assigned
Smart scoring determines optimal retry timing or dunning sequence
Retry fires at the right moment, or AI writes a personalized recovery email
For developers
// One webhook endpoint. Full recovery pipeline.
POST /api/webhooks/stripe
// That's it. We handle classification, retry timing, and dunning.Drag the sliders. See the dollars you're losing right now — and what LostChurn would recover.
Recovery rates vary by business. Industry benchmarks: 50-55% (processor default), 55-70% (smart dunning), 70-85% (AI-enhanced). Sources: Recurly, ProsperStack, Slicker 2025.
See how our AI and smart heuristics work together to recover failed payments.
do_not_honor“Payment Update Needed”
“Friendly Reminder”
“Quick update needed for your subscription”
Stripe Smart Retries recovers ~57%. LostChurn recovers 65%+. Here's why.
| Feature | LostChurn | Manual | Churnkey | Chargebee | Stripe |
|---|---|---|---|---|---|
| Smart retry timing | |||||
| AI-personalized emails | |||||
| Decline code taxonomy (50+) | |||||
| Visual campaign builder | |||||
| Multi-channel dunning | |||||
| Card expiry prevention | |||||
| Real-time dashboard |
Built on proven technology partners with enterprise-grade security and compliance.
SOC 2 Type II
PCI DSS Level 1
GDPR Compliant
HIPAA Ready
AES-256 Encryption
50+
Decline codes analyzed
3
Retry strategies
<1s
Webhook processing
Why We Built LostChurn
After seeing subscription businesses lose thousands in recoverable revenue to failed payments, we built LostChurn to bring AI-powered precision to a problem that generic retry logic can't solve. Every decline code tells a story — our platform reads it and acts accordingly.
Explore the full dashboard with sample data. No sign-up required — jump straight into the recovery analytics, campaign builder, and AI insights.
The sandbox uses demo data to showcase all features. Connect your Stripe account to see your real recovery opportunities.
Connect Stripe in 2 minutes. First recovery within 24 hours — or your trial extends free. No credit card required.