Payment Failed. → Email Ignored. → Customer Churned.
Stripe gives up after a few retries. LostChurn coordinates smart retries + AI dunning across email & SMS to win back revenue before customers churn.
14-day free trial · No credit card required · Cancel anytime.
Revenue Recovered
$10,077
Works with your payment stack
Deepest support for Stripe and Polar — plus 18 more payment integrations across 15 smart-retry connectors and 5 Merchant-of-Record platforms.
Get started in minutes and let AI handle the rest
Connect your payment processor in under 5 minutes. No code required — just OAuth and go.
AI automatically detects and classifies failed payments using 341 decline code patterns.
Smart retries and personalized dunning emails recover revenue automatically — no manual work needed.
Drag the sliders. See the dollars you're losing right now — and what LostChurn would recover.
Recovery rates vary by business. Industry benchmarks: 50-55% (processor default), 55-70% (smart dunning), 70-85% (AI-enhanced). Sources: Recurly, ProsperStack, Slicker 2025.
The cost of doing nothing
What LostChurn does about it
Lost annually to failed payments industry-wide (Source: Visa Global Commerce Report, 2024)
Of churn is involuntary — and preventable (Source: ProfitWell, 2024)
Predict failures before they happen — proactive card update nudges
of MRR lost to failed payments (Source: Recurly Research, 2024)
average time to first retry attempt (Source: Stripe Billing Data, 2024)
Most of this is recoverable — and most teams never try.
5-8% of payments fail monthly (Source: Recurly)
Only ~10% recovered with basic retries
$2,500/mo lost on $50K MRR
Up to 65% recovered automatically — vs. ~10% on default retries
AI-timed retries + personalized dunning across email & SMS
≈$1,600/mo recovered on $50K MRR
Based on industry benchmarks from Recurly, ProsperStack, and Slicker 2025
The difference between 10% and 65% recovery is $1,300/mo on every $50K MRR.
A complete toolkit for failed payment recovery, from intelligent retries to multi-channel dunning.
Recover up to 65% of failed payments automatically
ML-optimized retry timing based on decline codes, paydays, and issuer patterns. Not just exponential backoff.
Learn More: Recovery Autopilot2-3x higher open rates vs. generic dunning
AI-powered recovery emails that match your brand voice with customer-specific messaging and multi-step sequences.
Learn More: Smart Recovery EmailsInstant visibility — no waiting for batch reports
Live analytics powered by SpacetimeDB. See retries, recoveries, and revenue as they happen.
Learn More: Revenue Radar
do_not_honorinsufficient_fundscard_declinedStop wasting retries on unrecoverable charges
341 decline codes classified with AI-powered explanations and optimal recovery strategies.
Learn More: Decline DecoderPrevent 20-30% of payment failures before they happen
Proactive notifications before cards expire, reducing involuntary churn before it starts.
Learn More: Card ShieldSave 10+ hours/week on manual follow-ups
Visual drag-and-drop campaign builder with A/B testing, quiet hours, and multi-channel orchestration.
Learn More: Recovery CampaignsWebhook received and verified at the edge in real time
Matched against 341 codes with category and strategy assigned
Smart scoring determines optimal retry timing or dunning sequence
Retry fires at the right moment, or AI writes a personalized recovery email
Webhook received and verified at the edge in real time
Matched against 341 codes with category and strategy assigned
Smart scoring determines optimal retry timing or dunning sequence
Retry fires at the right moment, or AI writes a personalized recovery email
For developers
// One webhook endpoint. Full recovery pipeline.
POST /api/webhooks/stripe
// That's it. We handle classification, retry timing, and dunning.See how our AI and smart heuristics work together to recover failed payments.
do_not_honor“Payment Update Needed”
“Friendly Reminder”
“Quick update needed for your subscription”
When a payment fails, we send customers to a hosted, passwordless page branded as you. No login, no app — just a secure link that updates their card in seconds.
A one-time secure link — customers never hunt for a password.
Your logo, colors, and domain. Customers never see ours.
Card details go straight to your PSP. We store none of it.
Every failed payment has a reason. LostChurn maps each decline code to the optimal recovery path across 20 payment integrations.
341 decline codes across 20 payment providers
See how AI-powered recovery compares to the alternatives.
| Feature | LostChurn | Stripe Smart Retries | Manual Dunning |
|---|---|---|---|
| AI-optimized retry timing | |||
| 341 decline codes decoded | |||
| Pre-failure churn prediction | BIN risk scoring + 30-day alerts | ||
| Multi-channel outreach (email, SMS, portal) | |||
| Real-time analytics & cohort analysis | |||
| Setup time | < 5 min | < 5 min | Weeks |
How we compare to other recovery tools
LostChurn starts in under 5 minutes and outperforms Stripe Smart Retries or your next 90 days are free.
Connect your payment processors, platforms, and CRMs in minutes. LostChurn works wherever your payments flow.
Get a free billing health scan — we'll analyze your payment failure patterns and show you exactly how much revenue you can recover.