Stripe's built-in retry logic uses basic exponential backoff. LostChurn adds decline intelligence, AI-personalized dunning, and multi-channel recovery.
| Feature | LostChurn | Stripe Smart Retries |
|---|---|---|
| Smart retry timing | Basic exponential backoff | |
| Decline code classification | 50+ codes | |
| AI email personalization | ||
| Visual campaign builder | ||
| Multi-channel dunning | Email only | |
| Real-time dashboard | ||
| Card expiry prevention |
| Pricing | LostChurn | Stripe Smart Retries |
|---|---|---|
| Pricing | From $149/mo (fixed) or pay-for-performance | Included with Stripe (limited features) |
Free but limited to basic exponential backoff with no dunning, no decline intelligence, and no campaign builder.
Start recovering failed payments with AI-powered retries and personalized dunning. 14-day free trial, no credit card required.
Compare every feature across all LostChurn plans side by side.
ML-driven retry scheduling that recovers payments at the optimal time.
50+ decline code classifications with actionable recovery insights.
Transparent plans from $149/mo. Start free, scale to enterprise.
Learn how we are solving involuntary churn for subscription businesses.
Expert guides on payment recovery, dunning, and reducing churn.